• (256) 767-2100

How Title Loans Work

Have you heard about title loans, but are unsure how they work? We have you covered. We understand that taking out a loan is not always a walk in the park, which is why we try and make it quick and hassle-free. So, here’s the deal: in order to qualify for a loan from Select Title Loans, all you need is a drivable vehicle in your name with a clear title. Just bring the car title, and a photo ID to our office, and we’ll get you started with a simple application process while we appraise the car. All loans are structured on a 30-day renewable contract, and since your car title acts as collateral for the loan, there are no credit checks or waiting periods. We’ll offer you a loan based on the assessed value of your car, your budget, and your cash needs. In under 20 minutes, we’ll give you the cash you need, and you get to continue driving your car while you repay the loan. It really is as simple as that!

Who Qualifies for a Title Loan?

Practically anyone who needs quick cash in the Florence, Alabama area. All you need to qualify for a car title loan from Select Title Loans is a drivable vehicle that is in your name and has a clear (lien-free) title. You will also need your Photo ID and you have to be over the age of 19. Since you are using your car’s title as collateral, there are no credit checks. That’s right, not even a bad credit score can prevent you from getting the money you need today!

The Title Loans Process:

  • Bring in Your Vehicle to our location (make sure you bring your lien-free title and photo ID with you!).
  • Fill Out Our Application (or fill it out online to further shorten the process). While you are working on that, we’ll be assessing your vehicle.
  • Once You are Approved, We’ll Give You the Money (in under 20 minutes).
  • Keep Your Keys and Drive Your Car (we’ll hold on to the title).
  • You Repay Your Loan (as clearly discussed in our 30-day renewable contract).
  • We’ll promptly Return the Title Back to You (along with our thanks, after your loan is paid in full).

Finding quick cash is really this simple with a loan from Select Title Loans, so come on by and get the money you need today!

Need a Little Cash?

If you need quick cash in Florence, Select Title Loans is here to help. It’s fast and easy, and will only take about twenty minutes out of your day! You can even get started right now with our Online Title Loan Information Sheet. Want to learn more… or have some questions? Come by Select Title Loans in Florence, or just give us a ring at (256) 767-2100.

How much can I get?
Let's see! Start with the following info:
Just a little more detail:
Loan amount subject to vehicle evaluation
and ability to re-pay.

Why Choose Select Title Loans?

Select Title Loans has been doing business in the seven points area for almost two decades. Since we opened our Florence store in 1998, we’ve been making friendliness, flexibility, and top-notch customer service our highest priorities. Stop in to visit us today, and see why so many trust their money with Select Title Loans.