Check Advances in Florence, Alabama
Get Quick Cash Before Your Next Payday
When you’re between paychecks and need money today, a check advance, sometimes called a payday loan, can be the answer to your problem. Check advances are a short-term loan option that only requires you to write us a check for the amount of money you want to borrow, plus our reasonable service fee. We keep the check safe and give you cash quickly. On your next payday, all you have to do is pay us back for the money you borrowed, and we return your check.
How to Qualify for a Payday Loan in Alabama
To be approved for a short-term loan like our check advance, you only need to prove that you have a steady employment history and are able to pay us back for the amount of money you borrow. We keep all your information private, and never share it with your employer, bank, or anyone else.
Select Title Loans never checks your credit, and only verifies your income based on the pay stubs you provide to us when you apply. We also will never report your payday loans to any of the major credit bureaus, so your credit score will never go down because you used our short-term loan services.
What is the Check Advance Process?
Getting quick cash in Alabama through a check advance is very simple, and most of our clients have the money they need in as little as 20 minutes. Here’s how it works!
Step One. Visit Select Title Loans to apply for a check advance. Complete your brief loan application with us.
Step Two. Write us a personal check for the amount of your loan, plus interest. We will keep your check and hand you cash on the spot.
Step Three. When you get paid, repay your loan and fee. We then return your check, or you can use your check for payment.
Paying Back a Cash Advance
When your initial check advance loan term is up — usually on your next payday — you will repay the loan you received from us. When you apply for a check advance with us, we will talk to you about due dates. All you have to do to pay off your loan is stop by to drop off your payment at Select Title Loans in Florence, Alabama.
If for some reason you are unable to repay the loan on your next payday, contact us in advance to let us know. We are happy to discuss options with you and find an amenable solution for both of us!
What Documents Do I Need to Apply for a Payday Loan Near Me?
To apply for a cash advance loan in Florence, Alabama, you will need to provide:
- A government-issued photo ID. Most of our clients provide their driver’s license. We also will use this to verify that you are at least 18 years of age.
- Proof that you have an open and active checking account. A bank statement works well for this.
- Your most recent pay stub, or pay stubs if you hold multiple jobs.
- A personal check. This serves as collateral for your loan.
Get Quick Cash in Alabama
Ready to take charge of your finances? Don’t wait until your bills are past due. Visit Select Title Loans about a check advance loan today, and you’ll walk out with cash in your hand, when you need it. Stop by our office at 1203 N. Wood Avenue, Florence, Alabama, to get started.
and ability to re-pay.
and ability to re-pay.
Why Choose Select Title Loans?
Select Title Loans has been doing business in the seven points area for almost two decades. Since we opened our Florence store in 1998, we’ve been making friendliness, flexibility, and top-notch customer service our highest priorities. Stop in to visit us today, and see why so many trust their money with Select Title Loans.