August 31, 2020
How a Check Advance Can Help You Pay for School Supplies
Use Quick Cash in Alabama to Get What Your Kids Need
This fall, no one is completely certain of what going back to school will look like for America’s children. Some school districts have already announced that they will be requiring students to wear masks every day when they attend in-person, while others are still intending to offer online education, so students can remain at home or day care, away from large crowds in classrooms and hallways. In Florence, you’ve had virtual school options since 2013 for grades 7 to 12, but for this coming school year, the district is offering the same education to students in kindergarten through sixth grade.
Whatever approach you choose to keep your child safe from coronavirus, you will still likely need to purchase school supplies to support your child’s education. Sometimes the school supply list is long and contains expensive items, especially as your kids get into higher grade levels at Florence High School, Florence Freshman Center, Kilby Laboratory School, Florence Middle School, and Hibbett Middle School. If school is about to start, but you don’t have the funds to purchase school supplies for your child, a check advance loan from Select Title Loans can help you buy them.
Payday Loans Bridge Your Paychecks
If school is about to start, but you’re living paycheck-to-paycheck, a payday loan, also called a check advance, essentially gives you part of your next paycheck before payday so you have the money you need to make important school supply purchases, like scientific calculators, tablets, laptop computers, or just the basics, like notebooks, pencils, and art supplies.
Even if you’ve tried hard to save money each month, the team members at Select Title Loans know that can be very difficult, especially when unexpected bills crop up, or when the things you urgently need cost more than you anticipated. That’s why our check advance program in Florence, Alabama is popular with folks like you who work hard for their money. We believe you should never have to feel severe strain between your paychecks, especially when you’ve already been putting in the work hours toward your next payday!
In short, cash advances harness the value of your next paycheck to get you money you’ve already earned.
Payday Loans are Simple to Repay
Because the amount of cash you walk away with in your pocket is based on the amount of money you need for school supplies, and how much money you make from your job, payday loan amounts are very easy to pay back.
When you take out a check advance with us, you will provide us with a personal check in the amount of your loan, plus reasonable interest, which we’ll hold onto as collateral. We use your personal check as collateral instead of checking your credit score, which takes a long time to do and ultimately just isn’t worth it to us. That’s because we know that our clients borrow money in good faith with the intent to pay us back, and we’re willing to work with them to set up payment plans that fit nicely into their monthly budgets.
After you’ve left us your personal check, all you have to do is pay us back on your next payday. Then, we return the check you provided to us as collateral, or you can ask us to use it as our pay back, and the entire process is complete. You don’t even have to mail your payments into a strange, third-party address, and can stop into our office on N. Wood Avenue to make your short-term loan payment.
Get Cash Quickly with a Check Advance
Another reason that check advances are a great choice to help fund school supply purchases is that these loans are incredibly fast to be approved for and receive. The entire process can take as little as 20 minutes, which means even if you’re short on time before school starts, you will still be able to get everything your child needs to go back to school.
To start the process, one of our financial pros will ask you a few questions to get to know you and your lifestyle a little better. Then, we’ll talk to you about your monthly budget, and what to expect from a check advance loan. All you have to do is answer our questions and provide us with your government-issued photo ID, a recent pay stub from your job, and proof that you have an open and active checking account in your name, such as a recent bank statement. It’s as simple as that!
School Supplies You Can Buy with a Payday Loan
Has your student’s teacher not yet made a school supply list, or are you planning for your child to learn remotely this school year? Here are a few basic supplies you will likely need to plan to purchase. This list is just a suggestion; there are no rules about how you can spend your check advance. And remember — if you don’t have the funds today, a payday loan can get you what you need.
- Dry erase markers in multiple colors and a personal-sized dry erase board
- Pencils and erasers
- Notebooks and folders for each subject
- Boxes of tissues and hand sanitizer to share with the classroom
- Markers, crayons, or colored pencils
- Handheld pencil sharpener
- Pencil bag
- Ruler, protractor, and other measuring tools for mathematics
- Art supply box
- Lanyard for student ID
- Glue sticks or liquid school glue
- Lunch box
- School clothes and shoes
- Scientific or graphing calculator for advanced mathematics and science classes
- Laptops or tablets for online school work
Get Your Check Advance Today
Don’t wait until the last minute to get the money you need. Contact us online, visit us in person at 1203 N. Wood Avenue in Florence, or give us a call at 256-767-2100 to learn how you can get a check advance loan from Select Title Loans. We care deeply about the people in Florence, Alabama, and we’re ready to help them any time.