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Understanding What Title Loans Are & Who They Can Help

Understanding What Title Loans Are & Who They Can Help

It’s an unfortunate reality that there are always going to be unexpected expenses in life. That’s why Select Title Loans is here in Florence, Alabama to give you the helping hand you need.

It makes no difference how well you balance your checkbook or how closely you monitor your finances. Something is guaranteed to pop up that you just weren’t expecting. Normally you would have to turn to a friend or family member and beg for a handout. Nobody wants to do that…ever.

Use Your Vehicle as Collateral for a Loan

Get Car Title Loan with Bad CreditWe are here to let you know that you no longer have to consider that option when you are in a tight spot and your air is running out. Now you have to look no further than your own garage. That’s right! If you have in your name, a vehicle with a lien-free title, then you can bring it along with a photo ID to Florence, Alabama and we can help you get the money you need to pay the things you desperately have to pay. We want nothing more than to offer you our services and ease your burden. We use your vehicle’s title as collateral.

How Do Car Title Loans Work?

It sounds easy because that’s exactly what it is. With a title loan, you are able to use your vehicles lien-free title as collateral to get a quick loan with no lengthy credit checks, no endless amounts of paperwork and no hassle.

You bring in your vehicle with your ID and your lien-free title and fill out a little bit of paperwork while we perform an inspection on your vehicle. If everything is in order, and nine times out of ten it is, then we will secure your loan for you then and there that same day.

How Much Can I Borrow?

Our car title loans range from as little as one hundred and fifty dollars all the way up to and over five thousand dollars depending on when and how much you want to pay back.

Remember we are here to help you; you just have to tell us what you need. The monetary amount we are willing to award is based upon your vehicle’s model and condition and how much you are able and willing to pay back.

Poor Credit Accepted

Remember, we accept people of all credit types and your credit score makes little difference to whether we’re able to lend to you. You could walk in and out of here in as little as fifteen minutes.

Not only do you now have the money to pay your bills but you also get to keep and drive your car back home. We do not hold the vehicle in any way you keep full autonomy of your vehicle, you just make payments to us so you are losing nothing.

With a title loan from Select Title Loans in Florence, Alabama you just make payments on the interest for the time specified in the deal we cut for you. After you have paid off the loan, we return the title to you along with our thanks!

How to Get a Car Title Loan in Alabama

Here we will go over the exact process of getting a title loan in Florence, Alabama just to show you how easy it really is.

  1. Come down to see us in Florence, Alabama, bringing your car, your photo ID, and most importantly your lien-free title. (A lien refers to a claim that any other institution such as a bank or car dealership has on your vehicle. As long as your vehicle is completely paid off and you have no other title loans then you are good to go.)
  2. Fill out the simple application while we inspect and evaluate your vehicle. The application will help us determine your monetary needs as well as your ability to pay the loan back and when. Every term, condition, and requirement will be plainly explained and disclosed to you so there are absolutely no hidden fees or nasty surprises waiting for you at the end. Finally, when we are both happy with the terms we will ask you to sign.
  3. Same day approval! If everything is settled then you can leave with the cash you need in as little as 15 minutes.

Getting a loan secured by your vehicles lien-free title has never been this easy or painless before. We are dedicated and committed to helping you out of the tough spots that life throws at us all.

We assure you the entire process is done discreetly and with complete confidentiality. We take our customers confidentiality very seriously and we promise to never disclose or especially sell your information to a third party.

We help our customers through thick and thin and even if you don’t have insurance or the car is damaged we will do our very best to serve you. As long as the car is driveable, that is, if you can drive it onto our lot, then we will inspect and evaluate it to try to work with you. All that matters is that the title is in your name and that you have a matching ID.

Apply Online

If you want to speed the process up even more than it already is then you can fill out the online title loan information sheet to get a jump start on it so you can walk out with your money even faster.

After you leave with your money we will have a renewable 30-day contract that we can review and alter every 30 days if need be. Our main asset is that we are flexible and willing to work with you in any situation you may be in.

We understand the need for immediate access to funds when you just don’t have it. That’s why we have been serving our wonderful clients since 1998 and we plan to continue serving you for many more years. Come down to Florence, Alabama and take a load off your mind when you walk out of here able to pay that debt that’s been haunting you.


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1203 N. Wood Ave.
Florence, AL 35630
Phone: (256) 767-2100

Mon – Friday 10AM – 6PM
Saturday 9AM – 2PM