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Understanding What Title Loans Are & Who They Can Help

It’s an unfortunate reality that there are always going to be unexpected expenses in life. That’s why Select Title Loans is here in Florence, Alabama to give you the helping hand you need.

It makes no difference how well you balance your checkbook or how closely you monitor your finances. Something is guaranteed to pop up that you just weren’t expecting. Normally you would have to turn to a friend or family member and beg for a handout. Nobody wants to do that...ever.

Use Your Vehicle as Collateral for a Loan

Get Car Title Loan with Bad CreditWe are here to let you know that you no longer have to consider that option when you are in a tight spot and your air is running out. Now you have to look no further than your own garage. That’s right! If you have in your name, a vehicle with a lien-free title, then you can bring it along with a photo ID to Florence, Alabama and we can help you get the money you need to pay the things you desperately have to pay. We want nothing more than to offer you our services and ease your burden. We use your vehicle's title as collateral.

How Do Car Title Loans Work?

It sounds easy because that’s exactly what it is. With a title loan, you are able to use your vehicles lien-free title as collateral to get a quick loan with no lengthy credit checks, no endless amounts of paperwork and no hassle.

You bring in your vehicle with your ID and your lien-free title and fill out a little bit of paperwork while we perform an inspection on your vehicle. If everything is in order, and nine times out of ten it is, then we will secure your loan for you then and there that same day.

How Much Can I Borrow?

Our car title loans range from as little as one hundred and fifty dollars all the way up to and over five thousand dollars depending on when and how much you want to pay back.

Remember we are here to help you; you just have to tell us what you need. The monetary amount we are willing to award is based upon your vehicle's model and condition and how much you are able and willing to pay back.

Poor Credit Accepted

Remember, we accept people of all credit types and your credit score makes little difference to whether we’re able to lend to you. You could walk in and out of here in as little as fifteen minutes.

Not only do you now have the money to pay your bills but you also get to keep and drive your car back home. We do not hold the vehicle in any way you keep full autonomy of your vehicle, you just make payments to us so you are losing nothing.

With a title loan from Select Title Loans in Florence, Alabama you just make payments on the interest for the time specified in the deal we cut for you. After you have paid off the loan, we return the title to you along with our thanks!

How to Get a Car Title Loan in Alabama

Here we will go over the exact process of getting a title loan in Florence, Alabama just to show you how easy it really is.

  1. Come down to see us in Florence, Alabama, bringing your car, your photo ID, and most importantly your lien-free title. (A lien refers to a claim that any other institution such as a bank or car dealership has on your vehicle. As long as your vehicle is completely paid off and you have no other title loans then you are good to go.)
  2. Fill out the simple application while we inspect and evaluate your vehicle. The application will help us determine your monetary needs as well as your ability to pay the loan back and when. Every term, condition, and requirement will be plainly explained and disclosed to you so there are absolutely no hidden fees or nasty surprises waiting for you at the end. Finally, when we are both happy with the terms we will ask you to sign.
  3. Same day approval! If everything is settled then you can leave with the cash you need in as little as 15 minutes.

Getting a loan secured by your vehicles lien-free title has never been this easy or painless before. We are dedicated and committed to helping you out of the tough spots that life throws at us all.

We assure you the entire process is done discreetly and with complete confidentiality. We take our customers confidentiality very seriously and we promise to never disclose or especially sell your information to a third party.

We help our customers through thick and thin and even if you don’t have insurance or the car is damaged we will do our very best to serve you. As long as the car is driveable, that is, if you can drive it onto our lot, then we will inspect and evaluate it to try to work with you. All that matters is that the title is in your name and that you have a matching ID.

Apply Online

If you want to speed the process up even more than it already is then you can fill out the online title loan information sheet to get a jump start on it so you can walk out with your money even faster.

After you leave with your money we will have a renewable 30-day contract that we can review and alter every 30 days if need be. Our main asset is that we are flexible and willing to work with you in any situation you may be in.

We understand the need for immediate access to funds when you just don’t have it. That’s why we have been serving our wonderful clients since 1998 and we plan to continue serving you for many more years. Come down to Florence, Alabama and take a load off your mind when you walk out of here able to pay that debt that’s been haunting you.

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Get Your House Ready For Fall with a Car Title Loan

Fall is right around the corner and the leaves will soon be falling on the streets and yards of Alabama. If you are like millions of Americans who can’t afford a $400 expensive in the event of an emergency, there is no better way to get a head start on the cold season then with a short to-do list of important chores.

Things that are vital for homeowners include winterizing the pipes, storing equipment, and cleaning gutters. If you’re willing to do these yourself, then there’s little cost to them, otherwise you’re looking at the cost of a maintenance company. Other steps such as fixing your driveway, repairing your air conditioning units, or replacing safety items can cost money – money you might not have on hand at the moment.

Car Title Loans in AlabamaIf you are short on cash, a simple car title loan can be the answer for you. Select Title Loans will give you a car title loan because we know getting ready for fall takes money. With a prudent use of a loan, you’ll save money by fixing problems before they become a bigger issue that cost much, much more.

Here are ten of the most important items you’ll want to check off your getting ready for fall list.

1. Clean the Gutters

This is no one’s favorite thing to do so that’s why it’s listed first. The sooner you can clean the gutters the sooner you can check it off the list. Always be careful and use a safety ladder to reach the gutters. While you are up there, clean all debris such as leaves or dead animals so that water can properly drain.

2. Store Your Equipment

Equipment such as lawn mowers is not designed to be left out during rainy or snowy weather so it's best you store any lawn mowers, rototillers, weed whackers, or anything of the like inside a garage. If you live near Florence or Alabama, you know the weather can be unpredictably severe.

3. Garage/Cover Summer Vehicles

Just like the lawnmowers and small appliances you stored in the last step, it is equally important that your vehicles are not left exposed to the elements. If you have a particular car that you only drive during summer, be sure to park it in the garage for the fall and winter seasons. If a garage is not available, a tarp or two could also do the trick. This will help prevent sun damage and other complications when cars are left exposed to the elements.

4. Winterize Sprinklers and Faucets

It is important to drain the outdoor plumbing such as any faucets and sprinklers. This can be done quickly with an air compressor if you have one available but it is not necessary. The idea is that the more water you can get out of the pipes the better because when water freezes it expands. If there is too much water inside the pipes when they freeze, they can burst which will lead to a costly repair. Even just locating the burst pipe can be very expensive.

5. Maintenance HVAC/New Filter

First, check the filter of your HVAC system. The filter is responsible for catching all types of debris ranging from dust to allergens, small insects, and even germs. Buying a few filters while you’re at it could save you some future trips and keeping a clean HVAC filter is vital to the system’s performance because a clogged filter will put extra strain on the motor.

Another thing you can do is to do a visual inspection and be sure that nothing is blocking any of the vents. It is also worth doing a manual inspection of all of the windows and doors to be sure that they are properly sealed and nothing will leak.

6. Safety Check

This includes checking the batteries of all electronics such as smoke detectors as well as any light bulbs in the home. Be sure that your thermostat, carbon monoxide detectors, and smoke alarm batteries are all fresh and not beginning to corrode or this can cause permanent damage to the unit. It is also a good idea to have a stock of dried food and water bottles in the basement along with some extra blankets, flashlights, and anything that could help pass the time in the event a winter storm takes out the power.

7. Setup the Mudroom

Having a good mudroom is one of the best ways to keep a house clean during the fall and winter months. A shoe rack, a bench, an extra thick rug, and a shoe cleaning hedgehog are all excellent investments. That way when you come inside, you can have a place to sit down and remove your boots before tracking mud and snow through the house. A coat rack is also a great addition to a mudroom since your fall accessories such as scarves, hats, and gloves will need a place to hang.

8. Fill Cracks in Driveway

One way to stop a small crack from becoming even larger is to fill it before it starts getting cold again. Using a filler to repair cracks in driveways, walkways, and sidewalks so that water does not get in them, freeze, and expand. This will help expensive driveways and walkways last many more winters than they would without the extra help.

Use a Title Loan to Finance your Repairs

If you find yourself Googling for a “car title loan near me,” look no further. Select Title Loans proudly serves Florence, Alabama and the surrounding areas. If you come in now, you can enjoy our Summer Savings special and receive 0% interest for 30 days on any new title loans.

Select Title Loan prides itself in doing good business and supporting the local community when they need help the most. Simply bring in a drivable vehicle with a lien-free title, and a photo ID and you are ready to walk out with a title loan.

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OUR LOCATIONS

1203 N. Wood Ave.
Florence, AL 35630
Phone: (256) 767-2100